Free Tool

Investment Property Calculator

Analyze any rental or flip deal instantly. Cash flow, cap rate, cash-on-cash return, DSCR, 5-year projections, and a comprehensive deal score -- all in one place.

Property Details

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Florida investment property rates typically range 7.25-8.5%

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~0.9% of purchase price, FL average

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FL averages $3,500-6,000+/yr

This calculator provides estimates only. Adjust all figures to match your specific situation. Contact Roger for personalized investment advice.

Deal Analysis

Deal Score - / 10

Enter your numbers to calculate a deal score

Score weights: Cash-on-Cash Return (35%), DSCR (25%), Cap Rate (15%), Cash Flow (15%), Break-even Occupancy (10%).

Estimates for educational purposes only. Not investment advice.

Cash Flow Summary

Gross Monthly Income $3,500
Vacancy Deduction -$280
Effective Gross Income $3,220
Total Monthly Expenses -$2,760
Net Monthly Cash Flow $460
Net Annual Cash Flow $5,520

Investment Summary

Total Cash Needed

$112,500

Cap Rate

5.8%

4-5% typical for Sarasota/Manatee

Cash-on-Cash Return

4.9%

Above 3% is solid in today's market

Gross Rent Multiplier

11.90

Debt Service Coverage Ratio

1.14

1.2 is the standard DSCR loan minimum

Break-Even Occupancy

85.2%

5-Year Projection

Year Annual Rent Annual Expenses Annual CF Principal Paid Loan Balance Property Value Equity Built

5-Year Total Return

Total Cash Flow (5 Years) $0
Total Principal Paydown (5 Years) $0
Total Appreciation Gain (5 Years) $0
Total 5-Year Return $0
Total Interest Paid (5 Years) $0
Estimated Exit Commission $0
Opportunity Cost $0
Net Return After All Costs $0

Visual Summary

Money In (Income + Appreciation + Principal Paydown) $0
Money Out (Purchase + Expenses + Interest + Exit Costs) $0
Net Result $0