Free Tool

Mortgage Calculator

Estimate your monthly payments and see how different loan options affect your budget.

Enter Your Details

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Automatically calculated at 1.53% of the home price.

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This calculator provides estimates only. Contact Roger for a personalized consultation and accurate pre-approval information.

Estimated Monthly Payment

Total Monthly Payment

$4,405

Payment Breakdown

Principal & Interest
$3,540
Property Taxes
$765
Homeowners Insurance
$100
HOA / COA Fees
$0
Total Monthly $4,405

Loan Summary

Loan Amount

$480,000

Down Payment

$120,000 (20%)

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Understanding Your Mortgage Estimate

This calculator helps you get a ballpark figure of what your monthly payments might look like. A few things to keep in mind:

Interest Rate

Rates change frequently. The rate you qualify for depends on your credit, loan type, and current market conditions.

Insurance & HOA

Homeowners insurance and HOA or COA fees are included in the estimate above. Adjust the values to match your specific situation.

Personalized Advice

For a clear picture of your buying power and financing options, talk to Roger. He can connect you with trusted local lenders.

Not sure what you can afford?

Let's have a straightforward conversation about your goals, your budget, and the best path forward.